I am Nick Bachusky, a licensed Mortgage Agent Level 1 in Ottawa working under Referral Mortgages Inc., FSRA #13316. From my office on Carling Avenue I help Ottawa homeowners and buyers with purchases, pre-approvals, renewals, refinances, condo financing and separation mortgages. I compare dozens of Canadian lenders rather than one bank's rate sheet, and I read the penalty and prepayment terms before I recommend anything, because a rate is not just a rate. I aim to have your financing complete about three weeks before closing, so you can focus on the house. I work across Ottawa including Kanata, Orleans, Barrhaven, Stittsville, Centretown, the Glebe, Hintonburg and Vanier. Every client should feel like my only client.